
Can Cooperative Banks Regain Their Dominance in Agricultural Credit? Ministry of Cooperation,GOI and NABARD Lead the Revival
In India’s rural credit landscape, cooperative banks once stood as the pillars of empowerment—delivering timely and affordable finance to small and marginal farmers. For decades, they symbolized collective trust, local resilience, and democratic ownership in agricultural financing. However, in recent years, this once-dominant cooperative credit system has witnessed a steady erosion in both relevance and reach, prompting urgent calls for revitalization from the Ministry of Cooperation (MoC) and the National Bank for Agriculture and Rural Development (NABARD).






