Governance, Policy and Legislation

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Governance, Policy and Legislation
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Can Cooperative Banks Regain Their Dominance in Agricultural Credit? Ministry of Cooperation,GOI and NABARD Lead the Revival

In India’s rural credit landscape, cooperative banks once stood as the pillars of empowerment—delivering timely and affordable finance to small and marginal farmers. For decades, they symbolized collective trust, local resilience, and democratic ownership in agricultural financing. However, in recent years, this once-dominant cooperative credit system has witnessed a steady erosion in both relevance and reach, prompting urgent calls for revitalization from the Ministry of Cooperation (MoC) and the National Bank for Agriculture and Rural Development (NABARD).

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Governance, Policy and Legislation
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NCEL: Empowering Cooperatives for Global Agricultural Leadership

In a short span since its inception, the National Cooperative Exports Limited (NCEL) has emerged as a transformative force in India’s agricultural export landscape. Anchored in the cooperative spirit and driven by the vision of “Sahakar se Samriddhi,” NCEL is enabling farmers, producer organisations, and cooperative institutions to access international markets, enhance incomes, and contribute meaningfully to India’s rural-led economic growth.

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Governance, Policy and Legislation
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From Scientist to Cooperative Entrepreneur

Unati is a success story in cooperatives. Jyoti Saroop, Founder & Director, Unati Cooperative, in a candid conversation with Sanjay Verma, Editor, Coop Talks, shares his experiences and valuable insights based on his long journey. He says that for youth seeking a career, cooperatives offer a unique opportunity to blend entrepreneurship, innovation, and social purpose.

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Governance, Policy and Legislation
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GST Reforms 2025: To What Extent Have They Impacted Cooperatives?

The year 2025 marks a new phase in India’s economic and tax reforms, with the Government introducing significant changes to the Goods and Services Tax (GST) framework. While the reforms are expected to streamline compliance, boost transparency, and expand the tax base, their implications for the cooperative sector remain a subject of deep discussion. Cooperatives, being unique member-driven institutions that straddle both social and business objectives, are positioned at a critical juncture. The question that arises is—to what extent will the new GST reforms impact cooperatives?

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Governance, Policy and Legislation
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Will the National Cooperative Policy Drive the Revitalisation of Cooperatives?

Cooperatives have historically been the backbone of India’s rural economy, empowering farmers, artisans, workers, women, and weaker sections through collective strength. However, in recent decades, the sector has faced challenges of inefficiency, weak governance, resource constraints, and limited market integration. Against this backdrop, the Ministry of Cooperation (MoC), Government of India, has taken bold steps to rejuvenate the cooperative movement by formulating the National Cooperative Policy (NCP)—a landmark initiative aimed at redefining the role of cooperatives in a rapidly transforming economy.

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Governance, Policy and Legislation
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Steering Success: Challenges and Solutions for the Bharat Cooperative Taxi App

The Ministry of Cooperation’s plan to launch a cooperative taxi service, tentatively named “Bharat,” is a significant step towards empowering drivers and providing a more equitable alternative to private ride-hailing giants like Ola and Uber. This model aims to redirect profits back to the drivers, who are also members and owners of the cooperative, rather than to large corporations. While the cooperative model holds immense promise, its success hinges on its ability to navigate several complex issues and challenges, particularly in the highly competitive and technology-driven ride-hailing market.

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Is Digital Empowerment Indispensable for Cooperatives?

Cooperatives have historically played a transformative role in India’s economic and social development, particularly in agriculture, dairy, credit, housing, fisheries and rural industries. In the era of rapid technological change and expanding expectations of transparency, speed and accountability, the question before policymakers and cooperative leaders is no longer whether digitalisation is useful, but whether cooperatives can survive and grow without it. The answer is clear: digital empowerment is now indispensable.

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